What would a traditional sale really net you?
The list price is not what you take home. Plug in your numbers to see the real net from listing with an agent. Then compare it to a no-fee, no-repair offer from us.
Estimated net from listing
$0
- Sale price
- Loan and lien payoff
- Agent commissions
- Closing costs
- Buyer concessions
- Repairs
- Holding costs
- Total cost to sell
Estimate only, for comparison. Not an appraisal or an offer. Actual costs vary.
How every option compares
| Feature | Fast Cash Offer | Mortgage Buyout | Owner Financing | Listing with an Agent |
|---|---|---|---|---|
| Best when | You want speed and certainty | You owe close to what it is worth | You own it free and clear | Home is updated and you can wait |
| Price | Below retail, as-is | Debt relief plus agreed terms | Often highest of our options | Full market price, if it sells |
| Agent commissions | None | None | None | Often 5% to 6% |
| Repairs and showings | None | None | None | Usually required |
| Typical timeline | A few weeks | A few weeks | A few weeks to close, paid over time | Often 2 to 4 months or more |
| How you get paid | Lump sum at closing | Loan taken over, possible cash | Down payment plus monthly payments | Lump sum, minus costs |
General comparison only. Every property is different, and we will show you real numbers for yours.
About this calculator
Is this calculator accurate for my house?
It is an estimate based on the numbers you enter. Every property and market is different. For real numbers on your property, call Hidden Leaf Holdings at (214) 555-0147.
Why include holding costs?
Every month a house sits on the market you keep paying the mortgage, taxes, insurance and utilities. Those costs come out of your pocket even though they do not show up on the closing statement.
What are buyer concessions?
After an inspection, buyers often ask for repairs or a credit at closing. Concessions are common in a slower market and reduce what you walk away with.
How does this compare to a Hidden Leaf offer?
Our offers have no commissions or fees and no repairs. Request your offer or call (214) 555-0147, and we will put our number next to your estimate.
Should I just list with an agent?
If your house is updated, you have time, and the net estimate is clearly higher, listing may be your best choice. We will tell you honestly if we think so.
See all your options in one conversation
Cash, mortgage buyout or owner financing. We will lay out the numbers for each, with no pressure and no obligation.